Sheila Mongan is an Associate with Insurance Market Place Inc. Sheila has been helping employers provide more benefits to their employees at zero cost to their companies for more than 8 years. She is licensed in13 states and works with many different carriers to help with employers needs. Research indicates that most employees would prefer to get their benefits through the workplace. Those who prefer to purchase benefits through work cite convenience, the ability to pay through payroll deduction and less perceived need for background research as top reasons. Employers use voluntary plans to offer dental, vision and life insurance at group rates, which is lower than if the employee purchased them on an individual basis. Voluntary plans offer many benefits to the employees and employer.